Books that keep themselves.

Bank lines matched to invoices every morning, tax worked out on every sale and month end closed in days, not weeks. FBR digital invoicing is built in.Sales tax and VAT are built in.

Switch on what you need. It works as one.

Each module does its whole job on its own, and shares the same customers, items and books with the rest of Oyo.

Books and documents

  • General ledger

    One set of books that every sale, purchase and payslip posts to, with journals and a trial balance always current.

  • Numbered documents

    Every invoice, bill, receipt and credit note numbered in order and sent or printed as a PDF.

  • Bill scanning

    Snap a supplier bill or quotation and Oyo fills in the draft for you to check and post.

Cash and bank

  • Cash and bank

    Every bank account, cash box and cheque in one place, with money in and out recorded once.

  • Bank statements and matching

    Any bank's statement read line by line and matched to invoices, with short payments explained.

Tax

  • Tax rates and returns

    Sales tax or VAT worked out on every invoice and bill, withholding kept apart and return figures ready.

  • FBR digital invoicing

    Invoices and till receipts reported to FBR, checked first so they pass, with FBR's number and QR code printed.

Profit and assets

  • True profit

    What each customer and item really earns once discounts, delivery and slow payment are counted.

  • Fixed assets

    Vans, machines and computers on one register, with depreciation posted every month.

Currencies, loans and group accounts

  • Several currencies

    Buy and sell in any currency, with exchange gains and losses worked out when you are paid.

  • Trade finance and loans

    Letters of credit, bank facilities and loans tracked, with every repayment in your cash forecast.

  • Group accounts

    Invoices between your own companies passed across, and one profit and loss for the whole group.

A copilot for your finance team.

It reads what comes in, does the routine work and brings you what needs a person. You make the calls.

What comes in

  • Bank statements
  • Invoices and bills
  • Salaries and advances
  • Tax rates

Finance copilotWorks with Emma

What comes out

  • Done overnight312 bank lines matched. 4 need a look.
  • ReadyOctober books closed, two days early
  • DraftedSales tax return for October

Try asking:

  • “What did we spend on fuel?”
  • “Who hasn’t paid this month?”
  • “Close October”

Questions, answered.

Can Oyo match my bank statements to invoices?

Yes. Bring in your bank's statement each day and Oyo matches every line to an invoice, bill or receipt. Short payments are explained, for example as tax withheld, and only the lines it cannot match wait for a person to check.

How do I move my books from Excel, Tally or QuickBooks?

Bring your exports, however messy, and be live in about an hour. Oyo reads them, asks a few questions and opens your books matching your old trial balance, with every customer's open invoices and how old they are.

Does Oyo handle FBR digital invoicing?

Yes. Every sales tax invoice and till receipt is reported to FBR, with FBR's invoice number and QR code printed on it. Oyo checks each one before it goes, so it passes the first time.

Does Oyo handle sales tax and VAT?

Yes. Set your rates once and Oyo works out sales tax or VAT on every invoice and bill, keeps withholding apart and gets the return figures ready for you or your accountant.

Can I keep accounts in more than one currency?

Yes. Buy and sell in any currency. Oyo keeps each invoice in the currency it was raised in, converts it for your books and works out the exchange gain or loss when it is paid.

How long does month end take?

Days, not weeks. Bank lines are matched every morning and a close checklist shows what is left, so most of the work is done before the month is over.

Ask Oyo how today went.